Our legal team at Saint & Watzke, PLLP is here to help guide you through your underinsured motorist accident claim. We understand that accident claims are complicated, which is why we will assist you and make sure the negligent or reckless driver is held accountable for their actions. We will devise a legal strategy that will allow you to pursue maximum compensation. Let our Sapulpa car accident lawyers use our in-depth knowledge of the law and extensive resources to protect your rights.
What Are the Liability Requirements in Oklahoma?
If you own or operate a vehicle in the state of Oklahoma, you must have minimum liability insurance coverage for bodily injury and property damage. Despite these insurance requirements, reckless drivers still operate vehicles without having adequate coverage. When a driver has inadequate insurance to cover accident damages they are responsible for, they are considered an underinsured driver.
The state of Oklahoma has the following minimum liability insurance requirements:
- $25,000 for property damage
- $25,000 for injury or death of one person
- $50,000 for injury or death of more than one person
After you have been involved in accident, you need to file a claim with the other driver’s insurance company to seek compensation for the damages you sustained. But if the other driver’s policy doesn’t have enough coverage to pay for your injuries or vehicle damage, you will need to either file a personal injury claim against the other driver or file a claim under your own uninsured motorist policy.
What Are the Benefits of Having Uninsured & Underinsured Motorist Coverage?
It is important to note that having an uninsured or underinsured motorist policy isn’t required in Oklahoma. If you have an underinsured policy and get into an accident with a driver who doesn’t have enough insurance to cover your damages, you can directly file a claim with your own insurance company. If your claim is approved, you will receive compensation for the amount that can’t be covered by the other driver.
Talk to Our Accident Attorneys in Sapulpa
At Saint & Watzke, PLLP, our skilled legal team is committed to helping clients secure maximum compensation for their accident damages. We understand how difficult it can be to recover fair compensation after an accident, which is why we will stand by your side throughout your entire case. We can assess your case, investigate your accident, and collect evidence that will allow you to pursue the compensation you deserve. Let us get to work for you today.
Call (918) 721-0998, or contact our Sapulpa underinsured motorists lawyers to set up a free consultation.